My Selfie Sunday Date at McDo

Hi,

It's August already and day by day it's been just like oh clock is ticking very fast. Month's end with ber is fast approaching. I am looking for more things and moments to experience this month. I have one thing I want to accomplish this month and that is to have a second savings account where i can put my emergency fund coz temporarily I am putting it in a cooperative, the cooperative is just fine but it is not anymore convenient on my part because i need to travel 15-20 mins just to go there to deposit my emergency fund. I want my emergency fund to be automatically deducted in my salary bank account and doing it online is the most convenient part to make for me. So I am hoping that I could do that this month.

Enough of that by the way :) let me proceed to my selfie date at McDo today. It's been a while that I was not able to go out without any company of my friends since I always go out meeting them at the city or they will come at our house to do a movie marathon during weekend. I can only go out during weekend coz I am so busy with work from Monday to Friday. So here is what happen today with my selfie date mode :))

• I go to church at 2:30 pm mass and it ends at around 4:00 pm.

• After that I went to the nearest mall which is Gaisano Mall Iligan City a few blocks away only from church.

• There are several food chains inside the mall. There is Chowking, Jollibee, Greenwhich, Mang Inasal and Red Ribbon but what I choose is McDonalds :) I always eat at Jollibee and Chowking with friends also Greenwhich with Mom. Mang Inasal and Red Ribbon is not on my list of want to eat up something because of their expensive food, well for some it's not but I find their food expensive. Jollibee, Greenwhich and McDonalds food fits well my budget or any persons budget if they want to eat food that are delicious and at the same time cheap. I have only PHP 100 budget for this selfie eating :) So I enter McDonalds and order a McFloat, Fries and a Burger. I did take a picture of it, see below: :)

When I eat out I always get the receipt. This way I can total how much I spend for it in my spending tracker app on my ipod. So I take a photo of the receipt also, just take a look:

You can read on the receipt that the Burger cost PHP 29, Fries is PHP 29 and Coke Float which is PHP 25. A total of PHP 83.00 and I have a change of PHP 17.00. My PHP 100 budget really fits up. Going to McDo once a while without someone with me feels like very nice or I mean it was really fulfilling. I don't have someone to talk to but I feel not alone, yes it's not, why? Coz sometimes I do feel that I need to think and think and think again for a while without getting any ideas or opinions from friends or others. I just enjoy eating there plus reading an ebook from my iPod, most funny thing also is I can observe people around me, how they talk with their date's, aka their boyfriends, their kids etc. So now I will see to it that even just once a month I will make this thing, dating myself once in a month :) This is cool!!!

• Last is after eating at McDo, I went upstairs or at the 2nd floor of the mall to look at their displays of clothes, shoes, and many more but I end up not enjoying it because I have no money to buy anything in there though, hehe. Yeah, budget is very tight so I need to discipline myself not to wander around anymore because for sure jealousy will strike me.

That's it! My first weekend sunday date with myself for this month of August. How about you? Do you also do selfie date?

Till next time,

Believe What God Believes About You

Hi,

Have I told you that I am reading this book for this month of July? Well if I did not, let me tell you how I get this. I bought this book when I go to Cagayan de Oro City to renew my professional license id as a teacher at a National Bookstore in Limketkai Mall. I forgot the exact price, what I remember is it cost PHP 200+. Let me show you it's cover:

This book is for women, and the author is "Emilie Barnes" if she is familiar to you, can you let me know what are other books she written?

Let me now proceed to what is this post about, I am now on page 233 of this book, it has a total of 279 pages and it will be few days more to finish reading this. By the way I am reading this every night before I sleep and after I woke up in the morning. This book has a Scripture Reading and a Key Verse, after that there was a reflection from the author about the scripture reading. Let me show you what I read today.

Title: Believe What God Believes About You

Scripture Reading: 1 Corinthians 13:4-13

Key Verse: 1 Corinthians 13:4-13

Love is patient, love is kind. It does not envy, it does not boast, it is not proud. It is not rude, it is not self-seeking, it is not easily angered, it keeps no record of wrongs. Love does not delight in evil but rejoices with the truth. It always protects, always trusts, always hopes, always perseveres.

Love never fails. But where there are prophecies, they will cease; where there are tongues, they will be stilled; where there is knowledge, it will pass away. For we know in part and we prophesy in part, but when perfection comes, the imperfect disappears. When I was a child, I talked like a child, I reasoned like a child. When I became a man, I put childish ways behind me. Now we see but a poor reflection in a mirror; then we shall see face to face. Now i know in part; then I shall know fully, even as I am fully known.

And now these three remain: faith, hope and love. But the greatest of these is love.

It's important to believe that we have value and that we are worthy to give of ourselves. This begins by knowing and accepting what our heavenly Father believes about us.

Till my next post,

Tracking Down June Expenses

Hi,

I have been tracking my expenses for 4 months now, I have started it last March 2013.  I am doing this stuff every month just to track where my money goes each day of the month. See below where my expenses go and how much.

June Expenses

Forgive me for the picture that is not really clear. I will just write the amount of my expenses below:

• Utilities (Electricity, Telephone, Internet) - PHP 2521

• Insurance (Life & Health) - PHP 2824

• Irregular Expenses - PHP 3659

• Help to Parents - PHP 13000

TOTAL = PHP 22004

My total expenses for June was PHP 22004. Hooray! My expenses for June is not that big compared to the last 3 months I am tracking it. 

My total expenses for March is PHP 27418, April is PHP 24994, May is PHP 29315 and now June is PHP 22004. I am very happy about this. I now know how to properly manage my money for the month of June. But I really need to still lower my irregular expenses. My irregular expenses are those expenses for eating out  with friends, transportation and groceries. 

I will make a budget plan starting this week for this month of July. I hope that my expenses this month will be much lower again just like the month of June.

Till my next posts,

Peso Cost Averaging Investing

Hi,

Its been a while that I was not able to update my blog because of so many things/work and activities that I need to do this month. I am the Assistant Team Leader of our SFC - Christian Life Program and I did attend the SFC 19th Provincial Conference. You can see my pics below about this events I am mentioning.

CLP

SFC 19th Provincial Conference

Now, let me proceed about this topic I am writing about :) 

What is Cost Averaging?

It is an investment strategy which requires systematically purchasing securities at a determined intervals and set limits over a long period of time.

Its been 4 months already this month of June that I am monthly investing in my FAMI-SALEF(Save and Learn Equity Fund) with a minimum amount of PHP 1000. I am looking for a long term investment at about 5 years from now. I am hoping and praying that I can maintain this and my retirement fund will get ready at my age of 65 or also.

How about you? Do you also invest in this kind of method? Let me know what you think.

Till my next post,

Being A Servant of The Lord

Hi,

It's been a very busy month for me and i forgot to update my blog this month. My goal is to write once a week and unfortunately I am not successful about this because of so many things to do at work and my service for the Lord :). It will be 2 yrs already this coming July and my experience of being a servant was the best thing or experience that has ever happened to me. It makes me happy and it completes me when I am doing my service every Sunday for our Christian Life Program and attending some events. I can't really explain why but deep in my core I do love to serve.

Last Sunday (June 9, 2013) we had our Talk 9 for our Christian Life Program in ISK Church here in Iligan City. The talk was about Receiving the Power of the Holy Spirit. All the participants will undergo the "baptism" not the literal baptism where a priest conduct it but this is a process where the servants or old members will pray over on each of the participants. They will pray for the participants prayer concerns and the gifts they wanted to receive. There are 9 gifts to be prayed for but they are ask to just select 3 gifts out of 9.  The 9 spiritual gifts are gift of tongue, faith, healing, prophecy, vision, discernment, wisdom, knowledge, interpretation. 

What did the Bible says about the Holy Spirit?
Many people during the prophet Ezekiel's time were enmeshed in sin and spiritual lifelessness, like many Christians today.  This is what God said to them:

• Ezekiel 36:26.  God's promise of the Holy Spirit.
• Ezekiel 36:27.  God's promise of help and power to do what is right.  The Holy Spirit gives us the power.

The Holy Spirit that God promised through Ezekiel, Jesus gave to his disciples.  With the Holy Spirit, men gain:

• A new nature, spiritual power.  Galatians 5:16 23.  The inward dimension.
• Power to serve.  Acts 1:8.  The outward dimension.

God wants all men to have this new life.  God sent His Son into the world so that we could be given the source of the new life, the Holy Spirit.

As a conclusion,

God wants you to have His gifts because He loves you and wants to live in you by His Holy Spirit.  Desire God's gifts!

God offers and gives His gifts.  Our part is to accept.  Let us all give the Holy Spirit a welcome into our lives.

Till my next posts, I''ll write about finance topic in my next post.

Cheers,