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Saturday, March 30, 2013

Good Friday and Black Saturday

Hello,

I started Good Friday morning with a headache :( sigh, I just suddenly woke up being so pale and weak. So the rest of Good Friday and Black Saturday was only at home. I am taking med and lots of water, so I hope I will feel better tomorrow (Easter Sunday) by God's grace.

I am currently following Bo Sanchez blog and a subscriber to his daily email for free for quiet sometime now. He is one of the authors that I do really like. I am reading his blog, ebooks and daily email to my email address everyday. On March 23, 2013, when I opened my email, I received his email saying to grab his ebook for FREE with a title "7 Days of Prayer and Fasting". For the whole holy week, for 7 days I will need to read his ebook, and I really did!It was my 6th day today of reading it.

On his ebook, it was emphasized to fast on food but I am too skinny and cannot fast on food because I am sick so I decided not to fast on food. I decided to fast on ... well I will tell you what I fast at the end of reading the ebook. I will write another posts soon after I am finish reading the Ebook.

Enjoy your holy week and don't forget to pray. Prayer is the key to anything.

God Bless to all of us!

See yah...

Jing-Jing

Holy Thursday Visita Iglesia

Hi Everyone,

Me and my family just celebrate the Lenten Season at home. We didn't go anywhere, we just stay at home.

But on Holy Thursday night, I and the rest of my church brothers and sisters did a Visita Iglesia. We will visit all 7 churches in the city and ask for 3 wishes from the Lord but if you want positive results just like my leaders said we have to really have faith on what we pray and give promises to the Lord to change something from ourselves, like changing bad attitude or etc.

Below are the photos I got from the churches we visited, unfortunately I got only 4 photos taken, but here it is anyways:

Church 1: Inahan sa Kinabuhi Church (ISK)


Church 2: Chinese Church (my fault not able to get the exact name of the church) but this is where Chinese people in our city goes to.


Church 3: Corpus Cristi Church


Church 4: St. Michael's Church (the biggest church in Iligan City)

It was one of the best experience I had during the Holy Week.

See you soon...

Jing-Jing

Tuesday, March 26, 2013

Hindrances To Get A Savings Account in Banks

Hello,

Today it was a long and tiring day for me...

But still I able to overcome some hindrances that gets on my way when I walk around the city doing the plans I want to do today. My big plan was to get a savings account via ATM or passbook to any banks in Iligan but I was dissapointed.

These are the steps I go through:

  •  I accompany my friend to a school to follow up her job application.
  • I went to Unionbank to pay for Kaiser Health Insurance for this month of March which is worth PHP 2081.
  • I went to nearest Kodak Studio.
  • I went to nearest photocopier store to photocopy my 2 valid id's that was the requirement to open a bank savings account.
  • I meet up with my Brother in Christ to open an account to MSU-IIT Cooperative for a savings account.
  • Then I go to BPI, Metrobank and Almanah Islamic Bank to inquire for their account savings opening.
On the contrary, I expected a lot to get it from BPI because I saw on their website that you can get a savings  account via ATM for a PHP 500 minimum fee but when I ask their customer service representative it was a big 3K which is PHP 3, 000. And my reaction on my mind was "What?????", I heard it right, it's a big 3K. Eh, never mind but still said "Thanks" to the CR (customer service rep) and by the way I don't like how the CR treated me :( He is not accommodating, when I ask him, his brows raised and seems he doesn't want to entertain my questions, he's quite been irritated. CR should be accommodating to their clients but that CR is really DON'T...

Next, I go to Metrobank since I have a FAMI investment and Metrobank is the bank which will make my life easier to make additional investment to FAMI. Unlike BPI CR whom not accommodating, well the CR in Metrobank is accommodating and smiling :) has a friendly aura. When she saw me waiting at the chair she immediately ask me what I want to inquire with a matching smile. Customer Rep should be like that so that the client will be encouraged to open an account to their bank unlike BPI. Their opening fee was PHP 2,000, not that bad but I said that I will just come back next time.

3rd, was on Almanah Islamic Bank which is a Subsidiary bank of Development Bank of the Philippines. When I approach the CR table, the CR accommodates me calmly and with a smile just like with Metrobank Rep. Their opening fee was PHP 1,000, voila this is it!!but the requirements made me not to open an account yet. One of their requirement was a TIN Card or an ITR (Income Tax Return), well I don't have a copy of this yet, so I need to go to BIR (Bureau of Internal Revenue) and still to need to change my employment status their. I need to follow up about this maybe next time. So I just said "Thanks" to the CR and will just come back next time.

Lesson learned today: "Patience is a virtue" :)

So it was a long day....................


Till next time :)

Good Night
Jing-Jing

Monday, March 25, 2013

How to compute the profit gain of FAMI investment?

Hi,

When I wake up this morning an email has arrived from FAMI. I felt very glad reading it :), it was my Statement of Account about the initial investment I made last March 19, 2013. From March 19-25, 2013 I already gained PHP 55 for 6 days :).

How to compute what you gain? This is how it is:

Initial Investment (II) : PHP 5,000 - 100 (EF) = 4900
NAVPS 1 is the NAVPS on March 19, 2013 when I first bought the share: 5.2470
NAVPS 2 is the NAVPS for today March 25, 2013
Entry Fee (EF) (2%) 0.02*5000 =100

Number of Shares bought is: NS = 4900/5.2470 = 934 shares

Profit Gain = NS* (NAVPS 2 - NAVPS 1)
                                                                 = 934 * (5.3056 - 5.2470)
                                                                 = PHP 55

My money now is  PHP 4,955.43 . I am very excited about this :) The additional investment after this that I need to deposit is at minimum of PHP 1,000. Hope you too will start to invest in a mutual fund in FAMI soon...the sooner the better...

See yah on my next posts :)

God Bless,
Jing-Jing

How to Invest in FAMI?

Hello,

Again posting my new  post  at 1:14 am here in Philippines. When I became an Associate Broker in IMG last December 2012 one of my reason why I joined is to invest in a mutual fund. I have a little knowledge in mutual fund before because I didn't know how to invest or where to invest my money. But when I joined IMG I have learned all of these and my mentors or co-associate's in IMG said that the best mutual fund company they would recommend for me to invest is First Metro Asset Management, Inc (FAMI)  particularly with the fund name Save and Learn Equity Fund. The minimum initial investment is PHP 5,000.

So here is the requirements needed when I first invested with First Metro Asset Management, Inc (FAMI). You should fill up this forms (1-3).

1. Account Opening Form (for individuals) for corporate account their is a different form.

2.  Investment Risk Profile Form

3. 2 Copies of Specimen Signature (Individuals)

4. Photocopies of your 2 valid ID's.

5. Deposit Slip

You will make your investment through this mode of payments:

  • Cash
  • Checks
Deposit directly at Metrobank account: 

Then submit a copy of your accomplished forms and deposit slip and fax to fax number: (02) 816-0467 or email at FAMI@firstmetro.com.ph, then forward the original copies at


MAKATI OFFICE:
18th Floor PS Bank Center,
777 Paseo de Roxas Avenue corner SedeƱo Street,
Salcedo Village, Makati City

or pouch it at any Metrobank Branches near you with pouch code # 90020. For checks received , booking of your investment will be made upon clearing the check. In IMG, we have different process on how to send it to FAMI, just contact me for more details.


Till my next posts :)

God Bless!
Jing