FAMI Issue Solved

Hi,

My last post was whining and complaining about FAMI because of my additional investment to my SALEF account on March 17, 2014. Forgive me for that and now I will positively write about them.

When I emailed them and got no clear response from them, on March 21, 2014 in the afternoon, their customer service representative emailed me back and said "Maam, your investment is confirmed for booking today. Please wait for your confirmation receipt via Mail". And my reaction is "Yay!Thank You Very Much". I realized that my whining and complaining on my last post is not good. I should had not write it, I should not write when my emotion is not in line with the right mind or thinking.

Then I check my FAMI Portal and log in into my account and my additional investment was added on it. Today, March 27, 2014 I heard the doorbell and it was a Air21 delivery man delivering the confirmation receipt. I received it with a happy face :) I take a picture of it.

I learned a lesson about last post experience and will keep this in mind starting today:

"Never complain on what you don't have or any difficulty you had but be thankful everyday on what you have"

Till my next post.

Cheers,

When Impatience and Irritation Strikes

Hi,

I should not be writing this today but I like to burst out what I feel so please bare with me.

This starts with my internet connection got very slowly today so my mood in the morning starts up very bad. Plus when I am already working with my task a sudden FAMI (First Metro Asset Management Inc) thing goes into my mind, why? It is now March 20, 2014 and I am wondering why I did not receive a Booking Confirmation of my March 17, 2014 in the evening investment to my SALEF(Save and Learn Equity Fund) account. I use the Unionbank Online Banking Facility to invest and I am using this facility for about 7 months already and I NEVER ever got a problem using this, I TRUSTED my bank fully coz a "SUCCESS" status is visible on my bank account that the money was billed to FAMI.

Then why I didn't receive a confirmation from FAMI that they successfully receive the money from my bank account? So, this morning at 4 pm I send them an email asking about it and also why when I check the FAMI Portal to check if it is successfully there, it was NOT!A 0 investment info for this month of March!!!Usually I invest at night so the next day FAMI will receive it and book it before 11 am. So how come on March 18, 2014 until today March 20, 2014 the amount is not yet there in my SALEF account??

So an impatient attitude and irritation strikes me today because the email reply I got from there Customer Support was they needed me to send the Cyber Receipt I have using my Unionbank account use to invest on March 17 and a full name. I provided them the receipt and my full name and I got a reply of nothing until now on how was it and what is really the problem they can't put it up on my SALEF account. Another thing was, another Customer Support replied me saying their account number is blah..blah...(i cannot mention the account number here). I send a reply saying I don't understand what and why she is saying their account number is blah..blah..I got NO reply afterwards.

Why this people cannot answer or help me with my problem? Am I too very impatient with this?YES I am...and very irritated! I will give them until tomorrow to answer my email and hope this problem will not get worst :( or else I will stop investing on FAMI and hoping, praying this will not happen...I want to invest for a maximum of 5 years for my retirement.

Please do help me pray that it will be resolved soon.

That's all for now.

Cheers,

Book Review: OMG! Where Did Your Sweldo Go?

Hi,

Today I finally finish reading this book: OMG! Where Did Your Sweldo Go? By Lianne Martha Laroya. I had bought this book from her website - The Wise Living, you can visit her website to know how to contact her :). The price is PHP 299 + PHP 80 (shipping fee) = PHP 379 total. I am lucky coz I bought it during the promo period of December 2013 to January 2014. And now it is worth PHP 379 already, so I am lucky grabbing this, right? Below is what the cover of the book looks like:

The title of her book is catchy, right? This book is for 20s or 30s who are already receiving their sweldo or for those who were expecting to receive it next month or days to come. I've been interested on reading finance articles, blogs online last year and this book is my first book I ever purchase since then, hehe. Why? The generation now is very fortunate to have a easy access to internet and there are so many resources or websites in the internet that you can browse for finance topics and anything of a kind, also there are Ebooks also that you can download directly to your phone, so much convenience is offered for us. Despite all these convenience offered to us I decided to buy Lianne's book as a Christmas gift present honestly to myself last year but because of some uncertainties happen with Lianne's printing company it was delayed but hey it doesn't matter to me as long as I can receive it anytime on my doorstep and YES it did! I was on my travel last February that this book arrived at my doorstep and Mom receive it, it is only when I get home that I was happily and excited to touch it on my own two hands, hehe.

This book has 9 Sweldo Tips to be a 20-Something Millionaire. Yes, you heard me right, 20-Something Millionaire! :) So if you are in your 20s right now then it is possible to be a Millionaire,exciting! So keep reading...

The 9 Tips are very useful to me, I am turning 26 this coming June, I will not tell the date,hehe,secret ;) lol. And 2 of the tips I was not able to finish or do yet is my Emergency Fund and my Health Insurance. I struggle also until now on sticking on a budget every month from my salary or sweldo. One of the tip that I can be proud of right now that I am doing is my Mutual Fund Investment with FAMI. I started this last March 2013 with an initial investment of PHP 5000 and regularly investing every month of PHP 1000 until now.

The book will teach us how to figure out our own Millionaire meaning. What is being a Millionaire mean to you? Is it living comfortably when you get old? Travel to any places you want? Buy anything like shoes, dresses, bags you want? Help those in need especially your loved ones? etc, so there are a lot you can name of. While I am reading the book, I scanned through the page where Lianne put all the names of those people who define what being a Millionaire means to them and I AM ONE OF THEM :) hehe..I did take a picture of the page, yay!

I am at the top portion :) So very proud of it and thanks very much to Lianne for including me in her book!

You will learn a lot from her book and you will not for sure regret buying it. Your money will be worth it! So this book overall is deserving to have 5 stars and I will give it a perfect 5!!! The other tips are very useful and worth reading. I cannot anymore write all of those tips here coz I want you to figure or learn it yourself, hehe. I am very happy I purchased this book :) soon I will buy a new finance book and will write a review on this blog. I still have a lot to learn and way more to go to become a MILLIONAIRE!But who knows I will become one someday, hehe. It's not wrong to dream so keep working on it! Don't give up!

I will leave you a quote to think of:

"Never give up on a dream just because of the time it will take to accomplish it. The time will pass anyway." ~ Earl Nightingale

Cheers,

100 HAPPY DAYS CHALLENGE

Hi,

Today when browsing through my Facebook wall I found a post that was shared by one of my Facebook friends and I was a bit curious on what it is. So I click the link and was redirected to the page, a tagline of the page caught my attention, here it is :)

And my reaction was, "LOL!,I am not sure,hehe" but as I realize when repeating it again and again I keep on convincing myself for an answer of a big "YES, certainly I can!" :) with a big smile on my face after. The question: "You don't have time for this, right?", at first I said "Yes" but later on I answered "No" I can have the time for this, there is about 24 hours a day so spending only about a few minutes to do this is not that hard, right? Then my final answer for this 2 questions was "YES!"...but how can I do this?

When you go to the website 100happydays.com , they explain what this is. 

We live in a world were the word "BUSY" is a normal thing to say, left and right you see people walking along the street going to their everyday busyness task or job or anything they said they can say they are busy. There is a less and less of time to enjoy the moment they are in, to appreciate every moment they are going through and much worst is to spend more time with their family.

There is 71% of people tried to complete this challenge but FAILED to complete this and their reason was : they simply don't have time to be happy" , so the challenge now is , are you one of them? Or not?

Now, HOW? PLAIN SIMPLE! :)

Everyday submit a picture of what made you happy! :)

It can be anything that made you happy on that day. From a random act of kindness to someone you don't know, a coffee you like to drink every morning or afternoon, a friend you haven't meet up for couple of years, a dress that make you look beautiful, a food you crave for, or a bonding with your family or friends at  home.

First, you have to register on this link to do this - http://100happydays.com/#go

You can decide which of these below the privacy you want of your participation & happy moments:

• Share your picture via Facebook, Twitter or Instagram with a public hashtag #100HappyDays or #100HAPPYDAYS
• Come up with your own hashtag to share your pictures with to limit your publicity. (But don't forget to tell them your pictures though)
• Simply send your pictures to myhappyday@100happydays.com to avoid any publicity.

BUT WHY YOU WILL DO THAT?

People who participated and successfully finish this challenge claimed to:

• Start noticing what makes them happy whole day.
• Be in a better mood everyday.
• Start receiving compliments from other people.
• Realize how happy they are to have the life they have.
• Become more optimistic.
• Fall in love during the challenge. (Oh..oh... I am excited on this one :)hehe )

When the challenge is OVER, the 100 happy moments collected can always remind you about the beauty of your life. For that, you can RECEIVE a little 100 PAGE BOOK WITH YOUR 100 HAPPY DAYS at the finish line of the challenge! EXCITING!!!right? I love books!!!So I am really UP for this challenge :)

How about you? Don't wait too long, start this now :) You will for sure not regret doing this!!!

I started this challenge today, and my first picture shared was on my instagram account: angellic88, you can follow me if you want, hehe. 

I will post another update about this challenge in a few months from now!!Yay!!

Cheers,

Feb 2014 Trip to Dakak

Hi,

This post should be written right away after I get back home from Dakak but because of so many things to do and my SFC-Icon at Cagayan de Oro after I got home eh I was not able to write this. But it's better late than never, right? Hehe..so here it is.

On February 12, 2014 at 4:00 am me and my friends (Dave, Irene, Diane, Angel, Arcelli and Roceller) including the other groups was bound to travel from Iligan City to Dakak which is in Barangay Taguilon, Dapitan City which is also known as the "Shrine City" of the Philippines. It was 4-6 hours of travel, kinda far from our hometown but when we arrived at Dapitan City the tour guide let us get out from the bus and take a picture of Jose Rizal's statue that depicts  a scene which Rizal landed in Dapitan City via boat because he was exiled by the Spaniards.

We also able to get inside the St. James Church. St James church was originally constructed in 1871 under the Parish Priest, Rev. Fr. Juan Gelabert, S.J and completed before the turn of the century, with the people of Dapitan rendering voluntary labor and supplying free local materials.

After taking pictures of Dapitan City where Rizal was exiled, we then go to "Fantasyland" the first amusement park in the Visayas Mindano Region. It was a really nice place and a breath taking view will melt your heart away in "awe" :)

 The beach :)

The waiting hall :) Waiters & waitresses will welcome you with their delicious drink!

And now, the amusement rides. It was a free pass on selected rides but selected rides are soo many so it was really worth the price :) By the way, each of us only pay PHP 1200 for the whole trip, a minimum of 50 persons per bus. So for you to pay only PHP 1200 the total persons in each bus should be 50. 

The rides!!!

The trip was really fun and we enjoyed a lot :) It was a once in a lifetime opportunity to go to a place like this and it's one of my dream to go to this place and the Lord Almighty grant my one wish :) I will forever treasure this one of a kind trip and still will look forward for more trips to come and by God's grace I know He will let me. I am keeping my faith and trust to God that all of my hearts desire will come true in His perfect timing. From all of the pictures above, below is one of my favorite, hehe even only a half of my face is captured, lol.

And of course, the last part is when all of our slippers was standing on the sand, hehe...

So that was it! A dream come true :) Thank You So Much Lord :) Oops, I forgot to mention that on Feb 13 at 11:00 am we depart from the place but even a 1 night only and 1 day to spent there, it was all worth it!

Till my next post,