I have this red notebook that looks like a wallet when you take a first glance at it but it is actually a notebook, hehe.
I bought this notebook at a department store, it cost about 140 pesos, I am not sure of this because I can't anymore remember the price. This notebook was intended to track all of my expenses and write my monthly budget.
My Monthly Budget
Expenses Tracking
I tried the excel and a budget and expenses app before but it was not a success. Even though I am in front of my computer always for work I still forgot to track it using an excel. On the other hand, a budget and expenses app does not work also. So I decided to buy this notebook and until now I am still using it, this is a success.
On my budget list, I mark check on the amount I spent for me to track if it has been paid or not. On the expenses I sometimes forget it :( , it's just that I am comfortable doing the budget than tracking my expenses. I am planning to buy a bigger notebook next year for me to track my expenses. This notebook is not that big so I just list my budget on that.
Just this early evening my Financial Advisor Vanz Go from AXA message me on Facebook an excel file that tracks my budget and expenses. She made it on her own and it was really good. I will try that this month and see if it work for me.
How about you? What are you using to track your budget and expenses? Just leave a comment :)
Cheers,
Sis, bet ko yang notebook mo, balak ko rin bumili ng notebook katulad nyan but I like it more in color black - mahilig ako sa black e.
ReplyDeleteJust a piece of advice sis, pag-aralan mo muna ang insurance na kukunin mo kailangan tailored sa needs mo & make sure tuloy tuloy pagbayad para di sayang.
Hi Sis Grace,
ReplyDeleteHaha salamat sis bet mo yang notebook ko :) mahilig kasi talaga ako sa red kaya red napili ko. Halos lahat ng gamit ko eh kulay red, mapa bag, shoes, wallet atbp...hehe
2 years nag antay ang Financial Advisor ko sis bago ako napapayag bumili kasi talaga di ko maintindihan yung VUL before kaya mas inuna ko yung Mutual Fund ko from FAMI. This year nya lang ako napapayag,hehe. At pinili ko yung pinakamababang premium kasi gusto ko munang obserbahan kung maganda ba talaga at palalakihin ko lang pag medyo nakaluwag luwag na rin ako, sabi niya eh ok lang at na approve nman ng AXA ang premium na gusto ko every month, so di na rin sayang sa part ko.
Thanks for your advise sis :)
God Bless
Btw, oldskul din ako sis, gusto ko sinusulat ko ang expenses ko rather than those expenses tracker apps, mas feel ko kapag sinusulat ko at nararamdaman ko yung expenses ko habang nagco-compute sa calculator, heheh.
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