I really miss writing to this blog, right now I am very confuse on what blog to maintain writing with latest updates about me, this blog or my other blog? Which is which? But right now I decided that I write this update on this blog.
My financial status since January 2014 is not soooo good honestly but I am trying my very best to improve it until now, it's already month of October and only 2 months more to go before year 2014 ends. January until last month August, my expenses every month got bigger and bigger, unexpected expenses or impulse buying occur that I haven't even noticed that it does really had a big impact on my way to a frugal living. Even though expenses got higher I still manage to monthly add to my FAMI-SALEF investment and MSU-IIT Cooperative savings, so even I have lots of expenses I still had something left in case of sudden emergencies or money trouble emergencies.
Last February I had two travels that I did, first was at Dakak Beach Resort at Dapitan Zamboanga del Norte and 2nd was at nearby city of Cagayan de Oro. So these travels of course needs money :) Then last June I go to Dahilayan Adventure Park at Bukidnon, unfortunately we were not able to ride the zipline because it suddenly rain when we get there. Last travel but not the least was our Mindanao Conference at General Santos City, the travel was really worth it, expenses was worth it, hehe. Travelling is one of the things I cannot even regret spending my hard earned money.
Plus I enrolled again with my Masters Degree in Educational Management this first semester that costs me about PHP8000 almost. This is an expense that I personally say an investment for myself, education is one of those things just like travel that I did not even regret doing.
So here is my financial status update below:
1. I got 4k almost in my MSU-IIT Cooperative savings account.
2. 23k almost in my FAMI-SALEF account.
3. EON Unionbank ATM Account - zero (arrgg i don't want to be shy about this, I learned my lesson now, that I should also saved up 10% every payday to this account, fingers is crossed about this)
I am still thankful to God that despite so many responsibilities at work and home, I still have something I can saved up for the future and not go into debt if ever. Plus starting from this day forward, I will limit all my wants and be more concerned on my needs. Wants are clothes and expenses that I did not need. So I hope I can keep with this promise to myself. And by the way because of those clothes, my closet has no empty space anymore to put all those clothes I bought that I don't really need, sigh....
Thanks and till my next post soon!