Wednesday, April 16, 2014

Favorite Quotes About Money and Christianity


It was 1 week ago that my Masteral's Degree class started and I must say it is not very easy. Why? Well, since it is already a much higher level than my undergraduate years and it is expected that we already know what we are doing. I got a total of 9 units this summer fro SY 2014-2015 which is equal to 3 subjects. Our class is during Thursday to Saturday at 8:00 am to 5:00 pm. Each subject has a reports to reported in front of the class with the assigned topic that the teacher give. Luckily I have 2 teachers that is considerate and kind :) thank God!

This week we have no class, yehey! Why? Because as Christians we should give this week to our Lord Almighty who was crucified to save us from our sins. This is the time of the year where we should all repent our sins and start living the life that Jesus want us to be. On Holy Thursday which is today I will join the Visita Iglesia, an activity where we will visit 7 churches within the city of Iligan. I am joining this kind of activity every year with my Sister's and Brother's in Singles for Christ.

Now let me show you my favorite quotes about Money and Christianity, the following quotes I grab them from my friend Google :) I will give 10.

So these are my 10 favorite quotes about money and Christianity. How about you? You can share it here and leave it as a comment below :)


Sunday, April 6, 2014

M.A.Ed. Enrollment Plus Singles For Christ Speaker


This month  of April I will be expecting a busier month until the end of May. Why?
I enrolled the Master of Arts in Education Major in Educational Management this summer of 2014. The class will start on April 10, 2014 until month of May. It was already 4 years ago that I was not able to enroll with my masters degree because of my work and I help my two cousins to finish their studies in High School and College first. Last month, the second cousin graduated in 4th year high school so I talk to my mom and said it is now my time to pursue my masters. I graduated with a degree of Bachelor of Secondary Education Major in Physics last April 2009 but after that I only teach for a months and was not able to teach again and concentrated with my full time online work.

I miss teaching but being hired in the Department of Education in my city is very hard. I have given up actually for that last 4 years and until now I am starting to question myself if I really wanted to pursue this teaching career. God has been so good to me despite of not letting me teach, He opened doors for me to pursue it even outside a school premise. A friend talk to me to pursue instead my Masters for me not be stuck up with my 4 years degree, she said it is also a good investment. Studying or our education is a good investment to ourselves and it cannot be steal from us, the knowledge and wisdom will be getting will forever be left in our lives. I was convinced by her and agreed to enroll this summer for SY 2014-2015 last April 2, 2014.

I have enrolled 9 units which is equal to 3 subjects with 3 units each. Per unit is equal to PHP 539.84, not expensive for a 1 unit worth. If you multiply 539.84 times 9 units it is equal only to PHP 4858.56 but as of other schools fees like entrance fee, medical, library ect, you will expect that this is not the amount you will have to pay.

The total assessment now that I will pay for Summer SY 2014-2015 is equal to PHP 6756.43. Luckily, I can have a down payment during the enrollment day of PHP 500 to be enrolled officially. :) I will have still PHP 6256.43 to pay. 

After this enrollment I was then informed by one of our leaders in Singles for Christ to be a speaker of our Christian Life Program Talk 2 with the title What is the CLP? This is now what I told you earlier that even though I am still not teaching in a school premise, God open another door for me to preach His gospel with my brother's and sister's in Christ. See? He really does amaze me always with Her power to make things possible without even knowing that I can still impart the knowledge and wisdom He give me. It was today Sunday April 6, 2014 that I did successfully deliver the talk at 1:00 pm in the afternoon. Unfortunately the picture I will be showing you below is not me :( , he is one of our Tito's who deliver the talk 1 and me will be next after him. I can't find the picture of me doing the talk but hope and will sure next time that the Lord will let me experience this again I will not missed any picture of me on it as a speaker, hehe. See picture below as we undergo the Christian Life Program training. But I am sure that it is my back that was taken only among the listeners,hehe, it was me wearing the blue shirt with the long hair beside Sis Tetet who has the orange shirt.

All of this that has happen during the first week of April was very overwhelming but indeed I am very happy because of this memorable experiences. :) I hope this will not be the last post I will be writing this month of April. My class will start on Thursday plus I have a work to do online and at the same time our CLP will start on Sunday April 13, 2014.

That's it! Have a very blessed summer :)


Monday, March 31, 2014

Frugal Weekend Fellowship at Dodiongan Falls


It's the last day of March 2014 and before it ends I had an awesome weekend fellowship yesterday March 30, 2014 with my brother's and sister's in Christ of SFC-St Michael's Chapter. Why it is a frugal weekend adventure? Let me tell you further :)

Our chapter scheduled this fellowship one month ago and because of so many things to do in work I was not able to attend activities prior to this fellowship. So when I read the post of our Facebook page, I want to be able to join this time, at first I was hesitant but final decision was made a day before when my friend Irene encourage me to join. Why it is called a Chapter Fellowship? This means that all members can be together and spend time with each other in a place where most of us have not been able to go to yet, well it's my first time to go there, it's my 2nd time already but the thought of going there matters most.

At 9:30 or quarter to 10:00 am all of us meet at the meeting place which is at Barinaut, Iligan City. A habal-habal (cebuano term for Motorcycle) will be the mode of transportation going to Digkilaan, Iligan City where Dodiongan Falls is located. You will only pay PHP 30.00 per person, it was about 15-25 minutes from Barinaut, Iligan City. Then a walking phase will have to do after arriving Digkilaan. So you will walk and cross 2 small rivers. It was about 30 minutes that you will walk to arrived at Dodiongan Falls.

By the way, I spent only PHP 70.00 for the food or the lunch we eat there. Why? Well, we summed our money by my 3 sister's Sis Irene and Sis Chay for the total of PHP 210 for the lechon manok or grilled chicken plus the 2 cups of rice each. It was way much better or a frugal way you will buy foods and divide the total with your friends.

Now we finally arrived at Dodiongan Falls. Dodiongan Falls is 20 meter high fall and located at Digkilaan, Iligan City. It was one of numerous waterfall of Iligan City and resembles of a archangel wings that are awaiting to expand. You can also resembles it to a persons back.

Far distance.

Much closer shot.

Me with my sister's in Christ.

One of the river were about to cross.

My partner friend Irene while crossing the river.

All of us crossing the river. It was very hot!Haha..

Now here is the shot with all of my Brother's and Sister's in Christ :)

Ok that was it! It was indeed a very very nice weekend and I am very thankful to God for letting me experience this kind of things while I am still single and passionately serving Him through the SFC community. I have this quote that I want to share to all of you here. Hope you will all keep this in mind :) 

“Delight yourself in the Lord and He shall give you the desires of your heart.” (Psalm 37:4)

So overall money spent was only PHP 130 :) This is only the fare from Barinaut Iligan City, back and forth plus the food.

Till my next post.


Friday, March 28, 2014

Frugal Beauty Tip - Egg Facial Mask


When I wake up in the morning today I suddenly think of pampering myself :) I've been eyeing on this beauty facial mask yet in a frugal way using only one piece of Egg for about a week already when I stumble upon a You Tube Video by Michelle Phan. Yes!An egg! Why? I will explain to you, just keep reading.

Year 2012 was the worst acne experience I had. I was 23 years old at that time when all of these sudden pimples appeared on my face and plus on my back, sad to know right? So I put anything on my face to get rid of it, like Ponds, Garnier, etc brands that you can see on television and internet to get rid of acne but as a result my acne got very worst that I can't even imagine looking at the mirror everyday when I woke up.

Then after so many attempts to get rid of it, I finally decided to see a Dermatologist. The dermatologist then examine my acne and she diagnosed it to be at the Stage 3 already, meaning it is worst. I don't want to put my picture here on this post of my face being in a Stage 3 phase,hehe forgive me ;) She ask me what I am using to wash my face and any products I am putting into it. I said I am washing my face more than 3 times a day thinking that this acne will get away but it didn't. Then I said I put on Ponds Cream, Garnier etc after washing my face. Then she examined also my back and it has acne also that she can see on my face. Arggg very embarrassing but I endure all of it just to make my face and back clear of acne. I am very glad I did go to her for a consultation and prescribed me an antibiotic to take for 1 month and a Cetaphil Gentle Cleanser on washing my face plus a moisturizer and sunblock to put after. And then now, 2 years and 3 months after, my face is not on a Stage 3 phase already, haha, my face has been cleared by acne same as my back but occasionally when I have my menstruation every month some pimples will still appear but I am now treating them very well as what my Dermatologist prescribed. So that was it!My acne story,hehe..let me move on now.

OK, so much of my acne story but glad to tell you about it though :). As what I have mentioned above I did a frugal beauty tip this morning, it was a DIY(Do it Your Own) Egg Facial Mask. I learned this facial mask from Michelle Phan.

Below are the things you need:
1. An Egg (PHP 6.50) very cheap :)
2. 2 Bowls
3. A Brush (this is optional)

These are the steps:
1. Wash your face with a warm water and pat it dry. Don't forget to wash your hands before washing your face.

2. Crack the egg. Separate the egg white from the egg yolk and put it in the bowl. See picture below:

Egg White

Egg Yolk

3. Beat the egg white first until it became frothy. Then spread the egg white using a brush or your hands all over your face in an upward motions but avoid the eyes.

4. Wait for 15-30 minutes. It will harden your face but this is just normal, don't panic ;) 

5. Then wipe your face with a warm cloth or wash it with warm water and pat dry.

6. Beat the egg yolk in the 2nd bowl and evenly spread it all over your face with your hand or the brush. 

7. Wait for 15-30 minutes. Same effect you will feel just like the egg white. Michelle Phan video explain that the egg yolk is a good moisturizer for your face.

8. Wash your face with a cold water to close your pores and pat dry with a towel.

So that was the steps :) very easy to do and very cheap, right? 

But hey, how about the left over egg white and egg yolk? Don't throw it! You still can eat it,hehe. So what I did is I cook it in a small pan. Add some tomatoes plus salt or pepper to taste.

And voila! Here is the finish product!

Let me explain also the benefits of using "Egg Facial Mask".
Egg have a lot of protein that is great for nourishing your body, it is also great for nourishing your skin. It contains an albumin which help to keep the virus in control. Egg whites has an ingredient called lysozyme which act to digest the bacterial cell walls. Egg yolk also is a good moisturizer.

A good facial mask to try, right? Now, the final look! Haha, I put my Cetaphil Moisturizer, a quablock and a spitz of powder :) My skin feel so soft after this facial :)

I would probably do this once a week :) Your choice if you want to do this twice or thrice a week.

Till my next post.


Thursday, March 27, 2014

FAMI Issue Solved


My last post was whining and complaining about FAMI because of my additional investment to my SALEF account on March 17, 2014. Forgive me for that and now I will positively write about them.

When I emailed them and got no clear response from them, on March 21, 2014 in the afternoon, their customer service representative emailed me back and said "Maam, your investment is confirmed for booking today. Please wait for your confirmation receipt via Mail". And my reaction is "Yay!Thank You Very Much". I realized that my whining and complaining on my last post is not good. I should had not write it, I should not write when my emotion is not in line with the right mind or thinking.

Then I check my FAMI Portal and log in into my account and my additional investment was added on it. Today, March 27, 2014 I heard the doorbell and it was a Air21 delivery man delivering the confirmation receipt. I received it with a happy face :) I take a picture of it.

I learned a lesson about last post experience and will keep this in mind starting today:
"Never complain on what you don't have or any difficulty you had but be thankful everyday on what you have"

Till my next post.