Sunday, November 30, 2014

November Life Update

Hi Everyone,

Few more minutes to go and December is really here,yeah Christmas month is really here!!!I am super excited what will be December is for me and my family.

The month of November is not a soooo good month for me. I will tell you the details of why it is not.
In my last previous post to this blog, I have wrote about my November 2014 Budget and Plan. My Budget plan was a failure or I mean I failed doing it :( sad it is! no matter how I tried organizing and budgeting it does not succeed every time I do it, I even downloaded an app to my phone to track my expenses each day but it turned out bad, I had used it only for a few days and later on I stop using it. Arggg I don't know why I can't succeed in budgeting. But I am hoping that one day I can succeed doing it, it was really hard but I will really try again.

Despite the unsuccessful budgeting scenario, my November 2014 plan turned out well. Out of 5 plan I listed, I had successfully did the 1, 2 and 3, that plan is listed in my post here. I am happy that out of 5 I was able to do at least 3, I am building up again my emergency fund plus my FAMI-SALEF investment is growing, I mean I was not able to skip even a 1 month of adding an additional investment to it even at least at its minimum of PHP 1k.

Then the plan to enroll again in my Master's class continues for this 2nd semester, I was able to enroll 6 units, 3 units each for its subject. I enrolled 9 units last semester but this time around I cannot anymore manage to enroll 9 units because of my workload online plus the 6 units I enrolled this sem includes the Research Methodology subject which we will already start to write our own thesis, yeah thesis!This time around it is a Master's thesis so I did expect a difficulty on it , it is very different than the Undergraduate Thesis. My class is every Sunday only, I choose every Sunday because Monday to Saturday I am fully loaded with work to do. This afternoon when we had our 2nd class, my mind is full of questions like: Is this problem I choose for this thesis is really what I want? Can i do this? Do i have resources to do it? How will I do it? There are still a lot that is on my mind right now :( But I do hope I can really do it, please pray for me :)

Now, the worst part that I am gonna tell you on this post was the issue that happened to me this month. Well the issue has been settled already last few weeks of this month but still I want to write it here just to burst out what I feel. This is an issue with a guy in the community I am serving for almost 2 years, I had encountered many ups and downs while serving the community I belong but I endure all of those but I don't know that this time around I was really affected. Maybe because I have also some issues on myself that I don't know why until now it still existed. In this blog I have wrote about me being single, and until now I am, it's not that I am too picky, or no one dares to appreciate me but maybe the Lord has a better plan for my love life. I am now 26 years old but I was not able to experience yet being in a serious relationship, the word serious means really serious to me, meaning the guy will not only tell his intentions to me but also to my family, it has not happened so I guess it's not yet the right time. The issue that happened this month was, one member of the community who is a brother/male/guy posted something in our community page that affects me, he is posting it because he pity the guy who I did something wrong daw!That guy whom he said I did something wrong sent a group message to all citing that I did say bad to him when we meet at a mall here in my city. When I read the post and someone told me about that text message, my reaction was WHAT???WHAT IS HE TALKING ABOUT??? :( :( ...I got really mad an instant, yes instant!Why? How I can say something bad to him if I did approach him and offer my hand to shake with his but after that I said I must go now because I have also a friend who is waiting for me. That guy I approach misinterpreted my action. Then the member posted after a week or so onto our FB page about what happened. That is the last stroke that my patience has gone, I didn't even react about the text message and the false judgement about me. But that post is very rude, disappointing, and BIAS! Well this issue has been finished already now and I learned my lesson also. The lesson was, don't react to any bad comments, FB post, or any person who tells you that you did this or not if it is not true! If it is not true then don't ever react, really a lesson learned. We are only human, we commit mistakes and sometimes if other's say something bad about us we instantly react. Social media like FB, Twitter, Instagram has some disadvantages too, anyone can say something bad or good about you so it's up to us if we will entertain those or not. We should all be responsible on each of those social media we are using.

This post is a bit long, hehe but forgive me since I am not always posting on this blog. Till my next post :)

God Bless Everyone!Happy Sunday and Merry Christmas!!!Yehey!!!!


Thursday, October 30, 2014

November 2014 Budget Plus Month Plan


It's October 30st today while I am writing this post. So before October will end I want to write about my budget and plan for November.

Below are my plans and budget for November.

Budget for November 2014

Plans for November

I really crossing my fingers for this budget and plan for November. I will update again about this at the end of the month if I had achieve or successful about this budget and plans.

Till my next post.


Wednesday, October 22, 2014

Financial Status Update As Of October 2014

Hi Everyone,

I really miss writing to this blog, right now I am very confuse on what blog to maintain writing with latest updates about me, this blog or my other blog? Which is which? But right now I decided that I write this update on this blog.

My financial status since January 2014 is not soooo good honestly but I am trying my very best to improve it until now, it's already month of October and only 2 months more to go before year 2014 ends. January until last month August, my expenses every month got bigger and bigger, unexpected expenses or impulse buying occur that I haven't even noticed that it does really had a big impact on my way to a frugal living. Even though expenses got higher I still manage to monthly add to my FAMI-SALEF investment and MSU-IIT Cooperative savings, so even I have lots of expenses I still had something left in case of sudden emergencies or money trouble emergencies.

Last February I had two travels that I did, first was at Dakak Beach Resort at Dapitan Zamboanga del Norte and 2nd was at nearby city of Cagayan de Oro. So these travels of course needs money :) Then last June I go to Dahilayan Adventure Park at Bukidnon, unfortunately we were not able to ride the zipline because it suddenly rain when we get there. Last travel but not the least was our Mindanao Conference at General Santos City, the travel was really worth it, expenses was worth it, hehe. Travelling is one of the things I cannot even regret spending my hard earned money.

Plus I enrolled again with my Masters Degree in Educational Management this first semester that costs me about PHP8000 almost. This is an expense that I personally say an investment for myself, education is one of those things just like travel that I did not even regret doing.

So here is my financial status update below:

1. I got 4k almost in my MSU-IIT Cooperative savings account.
2. 23k almost in my FAMI-SALEF account.
3. EON Unionbank ATM Account - zero (arrgg i don't want to be shy about this, I learned my lesson now, that I should also saved up 10% every payday to this account, fingers is crossed about this)

I am still thankful to God that despite so many responsibilities at work and home, I still have something I can saved up for the future and not go into debt if ever. Plus starting from this day forward, I will limit all my wants and be more concerned on my needs. Wants are clothes and expenses that I did not need. So I hope I can keep with this promise to myself. And by the way because of those clothes, my closet has no empty space anymore to put all those clothes I bought that I don't really need, sigh....

Thanks and till my next post soon!


Sunday, October 12, 2014

Life Update: I Miss You All!!!!

Hi Everyone,

I misssssss youuuuuuu alllllll!!!!It's been 4 months that I was not able to write on this blog :( because of so many things that has happened to me for that couple months that writing on this blog is hard to handle anymore.

I have write on my previous post on this blog that I will write everyday to this blog but hey I failed to do that!Anyways, hey I am back now,hehe. I will now write any thoughts, experiences, and many more on this blog, watch out for more of me :)

See u on my next blog post!yay this is exciting!


Tuesday, June 3, 2014

Dahilayan Forest Park Adventure


I am verryyy tired but very happy today :)

We went to Dahilayan Forest Park at Brgy. Dahilayan, Manolo Fortich Bukidnon this morning at 8:00 am. We arrived at Dahilayan Forest Part at around 12 noon, so it was a long land trip. I had with me my friends Irene, Dave, Diane, Arcelli, and Angel. We had planned this trip last month i think, sorry I can't remember, hehe, it was Diane who suggested to our group to go to Dahilayan and she will take care of the car we can use to go there, it's actually there family car and it was his Brother and Mother who come along also to drive for us, lucky us.

Before we arrived at Dahilayan Forest Park, Diane and Angel was very excited to ride the Zip-line course that is worth about PHP 600 for all rides. And I want to ride also coz I haven't yet tried riding a zip-line before. But very unfortunately the weather does not cooperate with us, when we finish our lunch at one of their finest restaurant inside the park, all of a sudden the rain pours heavily. Urgg :( that was our reaction, coz it would be impossible to take any rides they offer for their tourist during a rain.

Even though we were not able to do that at Dahilayan Forest Park, we were able to have a tour visit at Taekwood Hills. The view was really nice and amazing.

The entrance gate.

The part were the whole city of Cagayan de Oro is overlooking.

Their so called infinity pool.

Then now, some photos we got at Dahilayan Forest Park.

The Entrance..

The pine trees!

Lunch time :)

Even we are not able to have the Zipline course, eh we did take a picture with the hat on our head!lol

That was all it! We had a great time even the weather disappointed us, we will still go back to this place anytime in the future. We will really see to it that we can ride their zipline!haha