Life Update 2019

Hi,

How are you all? It's been a while.

I want to apologize for not being active in this blog for about 1 year and 7 months :( I am very busy with work plus traveling.

So I am writing this entry now to update you of what has happened to me for the last 1 year and 7 months :)

Last year 2018 was the best year for me :) I was able to go to Hong Kong and Macau! My first international trip which is my dream and still praying to go to places which is out of the country in the near future. It was my first time using my Philippine Passport since it was release last September 2016 and will be expired on January 2021. That trip was a 3 days 2 nights trip only, quick right? Well even if it's a quick trip, it was really worth it. I have my two beautiful friends Diane and Mai with me. We booked through an agency that includes the Hong Kong + Macau package. The package includes the round trip airfare from Manila to Hong Kong + Ferry to Macau, accomodation plus daily breakfast and a tour.

This photo is taken at the Garden of Stars Hong Kong!

St. Paul Ruins of Macau

Grand Venice Macau

The trip was really fun, when we arrived at Hong Kong International Airport, the tour guide pick us up and told us all the details about the trip, it was a convenient trip until we go home. 

Then to start of this year, I went to Boracay last February 3-5, 2019. I had my friends Arcelli and her Sister and Diane with me. 

Boracay

Puka Beach Boracay

So it is really obvious that I spend most of the time traveling plus working while I was away and not able to update this blog. I want to thank the Lord for granting my hearts desire to travel while still working. And hoping and praying that He will continue to give me a chance to be able to travel until I grow old, hehe. 

Till my next life update :)

Cheers,

Life Update...It's been ages!

Hi,

It's been ages!!!Oh yeah my last post was August 2015 and it's October 2016 already. I really miss u all!

It's been 13 months which is 1 year and 1 month ago since I wrote on this blog. A lot has happened during that 1 year and 1 month to me, I can't specifically mentioned all of those but I would like to summarize what really happened why I am out in the blogging world. I apologized for being away for so long. I missed writing to this blog.

Ok, let me now start my summarize story here.

Last August 2015 in my last post I mentioned about being a judge in my previous school where I teach before in there Ms and Mr Nutrition Month. I also got myself enrolled in a NC 2 Food and Beverage short course as a requirement in my application for a public school. All teacher's are required now to have a NC 2 certificate aside from the 4 year Bachelor Degree. I finished that for 4 months only and passed the national certification exam after that, the short course was expensive and it depleted my Coop savings :( yeah but I know knowledge can't be bought. During that 4 months also, I have met my first boyfriend and now an ex-boyfriend. We are classmates on the class where we met. I will no longer mentioned him here since we already parted our ways last July 17, 2016. Haha I still remember the date but anyways that's all about him, thank you, lol!

A lot of opportunities come along my way during those 1 year and 1 month but I declined them all, YES who would believe I have the guts to declined them since I am a type of person who always accept anything that throws at me and specifically it is a teaching job. Since I got my degree all I really wanted was to teach in a school but there is something along the way or i think on myself that blocks it for me to achieve it. After I graduated from College last 2009, I had an experienced working online and the work is flex, I own my time and that interests me a  lot. While working online I still applied in schools to be a teacher and they hired me but only for a few months, a 2 month, 3 month or 5 month contract only. So during the day I worked as a teacher and at night as a virtual assistant online. It was really hard to have 2 jobs at the same time, I lost so much weight and was not sleeping very well. After that experienced teaching I had stop last 2014.

Right now I am still working online but my current employer has a problem on his business and this keeps  me worried if when will I have this kind of job. I don't know where will I go if this will happen, I am financially depending on it. Plus the very sad part of this was that my savings has been depleted already, meaning I have 0 savings or emergency fund, 8k only in FAMI-SALEF since I withdraw a 25k to buy my new laptop now to use for work. Yes very sad right :( but I am not losing hope, I am praying that I will be out of this situation soon and will got my finances back on track. I am also planning to buy a VUL from a friend this month.

I don't want to dwell and think about the negative side right now and I am now thinking on the positive aspect of what's best to do about my situation. I have a plan to go back to teaching next year. I don't really know yet right now on what to do but hoping the situation I am in right now will not last too long.

Since right now I am not busy with worked I can now have the time to update this blog always. :)

Talk to you soon.
Cheers,

Book Review: OMG! Where Did Your Sweldo Go?

Hi,

Today I finally finish reading this book: OMG! Where Did Your Sweldo Go? By Lianne Martha Laroya. I had bought this book from her website - The Wise Living, you can visit her website to know how to contact her :). The price is PHP 299 + PHP 80 (shipping fee) = PHP 379 total. I am lucky coz I bought it during the promo period of December 2013 to January 2014. And now it is worth PHP 379 already, so I am lucky grabbing this, right? Below is what the cover of the book looks like:

The title of her book is catchy, right? This book is for 20s or 30s who are already receiving their sweldo or for those who were expecting to receive it next month or days to come. I've been interested on reading finance articles, blogs online last year and this book is my first book I ever purchase since then, hehe. Why? The generation now is very fortunate to have a easy access to internet and there are so many resources or websites in the internet that you can browse for finance topics and anything of a kind, also there are Ebooks also that you can download directly to your phone, so much convenience is offered for us. Despite all these convenience offered to us I decided to buy Lianne's book as a Christmas gift present honestly to myself last year but because of some uncertainties happen with Lianne's printing company it was delayed but hey it doesn't matter to me as long as I can receive it anytime on my doorstep and YES it did! I was on my travel last February that this book arrived at my doorstep and Mom receive it, it is only when I get home that I was happily and excited to touch it on my own two hands, hehe.

This book has 9 Sweldo Tips to be a 20-Something Millionaire. Yes, you heard me right, 20-Something Millionaire! :) So if you are in your 20s right now then it is possible to be a Millionaire,exciting! So keep reading...

The 9 Tips are very useful to me, I am turning 26 this coming June, I will not tell the date,hehe,secret ;) lol. And 2 of the tips I was not able to finish or do yet is my Emergency Fund and my Health Insurance. I struggle also until now on sticking on a budget every month from my salary or sweldo. One of the tip that I can be proud of right now that I am doing is my Mutual Fund Investment with FAMI. I started this last March 2013 with an initial investment of PHP 5000 and regularly investing every month of PHP 1000 until now.

The book will teach us how to figure out our own Millionaire meaning. What is being a Millionaire mean to you? Is it living comfortably when you get old? Travel to any places you want? Buy anything like shoes, dresses, bags you want? Help those in need especially your loved ones? etc, so there are a lot you can name of. While I am reading the book, I scanned through the page where Lianne put all the names of those people who define what being a Millionaire means to them and I AM ONE OF THEM :) hehe..I did take a picture of the page, yay!

I am at the top portion :) So very proud of it and thanks very much to Lianne for including me in her book!

You will learn a lot from her book and you will not for sure regret buying it. Your money will be worth it! So this book overall is deserving to have 5 stars and I will give it a perfect 5!!! The other tips are very useful and worth reading. I cannot anymore write all of those tips here coz I want you to figure or learn it yourself, hehe. I am very happy I purchased this book :) soon I will buy a new finance book and will write a review on this blog. I still have a lot to learn and way more to go to become a MILLIONAIRE!But who knows I will become one someday, hehe. It's not wrong to dream so keep working on it! Don't give up!

I will leave you a quote to think of:

"Never give up on a dream just because of the time it will take to accomplish it. The time will pass anyway." ~ Earl Nightingale

Cheers,

My 2014 Short-Term Goals

Hello,

I cannot remember if I had my 2013 goals so I cannot check if I achieved them or not. But anyways if I cannot remember then I will instead write my 2014 goals.

1. Jog for at least once a week.

2. Write a post to this blog even once a week or a month.

3. Lessen spending too much on dining out. Or dine out only for once a month.

4. Teach in a private school. Will pass applications to different private schools until March 2014.

5. Enroll 3-6 units of Master's Degree.

6. Spent more time with family.

7. SAVE & SAVE & SAVE & SAVE.....

Hope I can achieve my short term goals for this year. Be this year a prosperous one Lord :)

God Bless to all of us,

Why Do We Create Blogs?

Hi,

There are several reasons on why do we create blogs. Let me categorize it below:

• Blogging for Fun

Although blogging can be used for a variety of other purposes such as generating income, promoting a cause and providing information there are many bloggers who enjoy blogging simply because it is fun. These bloggers enjoy blogging for reasons such as staying in touch with friends, expressing themselves or keeping a record of important events. This article will explain how blogs can be used for these purposes. 

• Blogging to Stay in Touch with Friends

Staying in touch with friends and family members is just one of the many reasons a person may wish to start a blog. This is especially useful for those who move far away from their friends and family members. Staying in touch by phone, regular visits and even email is not always easy. This is because it can be difficult to keep up long distance interactions with several different people at once. However, by maintaining a blog, a person can greatly simplify the process of staying in touch with friends and family members because they do not have to repeat information in individual phone calls or emails or make time to visit several different people. 

When maintaining a blog, the individual can choose to post a variety of information and photos. Through this information and photos the blog owner can keep others informed about current events in his life. Friends and family members can view the blog at their convenience to catch up on important events in the blog owner’s life and in most cases can post comments to the blog owner. They can also read comments from others. This is beneficial if those viewing the blog know each other because they can not only stay in touch with the blog owner but also have a chance to communicate with other friends and family members through the comments section of the blog. 

• Blogging as a Form of Expression

Some bloggers begin blogging as a form of expression. They may right poetry, songs, short stories or even use the blog to vent about personal events or politics. These bloggers may wish to keep their blog private or can make the blog available to the public. Keeping the blog private is sort of like keeping a diary or a journal. It gives the blogger a multi-media form of expressing himself without the risk of others discovering his true feelings, innermost dreams or frustrations. Other bloggers opt to make these blogs public. This may be for a number of different reasons. Sharing these feelings with others allows the blogger to reach others who may have the same interest as the blogger. 

Bloggers who use their blog as a form of personal expression may want to be cautious and consider the decision to make a blog public. This is important because the blog owner may initially not see problems with allowing others to view his personal thoughts. However, over time he may realize his blog could either be offensive to others or could result in problems if friends or family members view the blog.

• Blogging to Keep a Record of Events

Another common reason for blogging is to keep a record of important events. Examples of some types of events which a blogger may wish to document include a pregnancy, weddings, vacations, sporting events or completion of school events. Using blogs to keep a record of these events gives the blogger an opportunity to record daily events in one simple location where they can easily look back on the blog or share the postings with others who might be interested in the events. In these cases the blog can serve as a form of scrapbook documenting the events as they occur. The blog owner can post as often as he desires and may choose to include elements such as photos, music, audio files and video files into the blog. The blog can also be designed to suit the events being documented. For example a journal depicting a vacation may have backgrounds, fonts and colors representing the vacation location while a pregnancy blog may feature elements which represent pregnancy, babies and being parents. 

For what I have mentioned above, my reasons was for fun and form of expression. Hope what I mentioned above will let others know why do we create blogs.

Cheers,

Blogging for Teens

Hi, 

Well, why I didn't think about this when I am just on my teenage years? I am already 25 years old now and just started writing my own blog. A better saying that goes, "Better late than never". 

 Every day, blogs are created by people of all ages and from all walks of life, but when it comes to blogging, teen writers are truly on the cutting edge of the movement. Because today's teenagers are the first generation of people to have grown up using the internet at every stage of their development, many adolescents have a seemingly innate sense of how to use web technology to express their innermost thoughts and ideas. Older writers often experience a kind of learning curve when they begin to blog, but many young people find that using a word processor and blogging software feels more natural and direct a mode of communication than writing in a diary ever could. 

One of the reasons why blogs have undergone a kind of explosion in the teen community and are growing by leaps and bounds is the fact that they provide a unique mixture of visibility and anonymity. A teenager can invite friends and peers to read his or her blog with a simple email, thereby winning attention or possibly even praise. Of course, with visibility usually comes the possibility of embarrassment, but the fact that it is possible to blog anonymously with an invented handle or nickname negates a lot of the potential for humiliation. Many a blogging teen lives in fear that a parent or guardian will discover his or her blog, but by publishing under an alias a teenager can spill his or her secrets without fear of being traced. 

Outside the world of blogging, teen writers often have very limited opportunities to be published. Magazines and journals are often reticent to publish young writers who may not have as much credibility as older writers with a lot of experience and extensive credits to their names. This can discourage adolescents from writing or from seeking chances to publish their work. By blogging, young people can begin to gain a following of readers without first having to win the attention and support of an editor or publisher who may not be very interested in teenaged authors. 

 Between the fact that blogs provide young people with a chance to exercise their impressive technical aptitude, to gain visibility without compromising privacy, and to build a readership for their writing without having to jump through the traditional hoops of the publishing industry, it is little wonder that are so many teenagers with blogs. For some teenagers, blogging is even a very social endeavor that allows them to meet people with similar interests from all over the world. Many a blogging teen has discovered that having a weblog on the internet is a great way to explore self-expression and, often, to win positive feedback from new friends. 

Till next time. 

Cheers, 

Blogging 101

Hello,

I have been blogging recently, why? I just don't know yet,kidding :). Well, I decided to have my own blog because I want to write. I want to share what I learned from the blogs I did read, through financial seminars I attended, and the books I read that I just bought at a very cheap price on a Book Sale at utmost price of  Php 15.00, yes it is very cheap. So let's start of what is Blogging 101.

Blogging 101 is mostly about the blogging vocabulary. To understand blogs, you need to know the terms blog, platform, domain, and web host. Once you have mastered these key elements of blogging, you can enter any conversation about blogging with confidence. After you know what exactly a blog is, you will be on your way to passing the final exam of blogging 101. 

Blog is short for weblog, which simply means a series of online posts presented in reverse chronological order. That's all! Most blogs are text, but there are also photo blogs and video blogs. The rest of blogging 101 has to do with the technical side of things. If you are setting up a blog, you will need a platform, a web host, and a domain. A blogging platform is a computer software program that allows you to write posts and to update your blog. Your platform is also what you use to design the look of your blog, from color scheme to font size. The web host is sort of like the virtual file cabinet where your blog is stored. Your computer communicates with the host when you upload or edit a post. The domain is the online address of your blog, and usually ends in ‘dot com'. Now that you know what a blog is, what a platform is, and what domains and hosts are, congratulate yourself! You have passed blogging 101.

Till my next post.

Cheers,

Jing